Payment Options

FINANCING

With the Trek Credit Card, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new Trek bike, cycling apparel, and cycling equipment today! Our deferred-interest* special financing plans, allowing you to walk in and ride out. Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of your new Trek Credit Card.

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FINANCING OPTIONS

  • 6 and 12 month Special Financing plans available*
  • 9.99% APR for 24, 36, 48 or 60 months, thereafter 28.74% standard variable APR**

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BENEFITS OF TREK CARD

  • 24/7 online access
  • Convenient payment options
  • No Annual Fee*
  • Accepted at 1,000+ Trek retailers nationwide
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CREDIT CARDS, DEBIT CARDS, & CASH

We gladly accept Visa, Mastercard, Discover, and American Express Credit Cards, as well as Debit Cards, Cash, and Check (with valid form of ID)



LAYAWAY

RESERVE A BIKE, PAY OVER TIME

Our layaway plan is a great way to get your new bicycle within the next few months! A minimum 20% non-refundable deposit is required to start the layaway. Must be paid within 6 months.****


GIFT CARDS

You can use your Bike World gift card to pay for products or services at any Bike World location. There are no refunds on gift cards, and they're not redeemable for cash. Gift cards cannot be replaced if lost or stolen. Gift cards are subject to the conditions of the Bike World Gift Card Program. To check the Gift Card balance or find out about our Gift Card Program ask one of our staff members or call any of our retail shops. Cards contain no value until activated Bike World.

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*Subject to Credit Approval. Promotional financing available with Trek Credit Card Accounts offered by Comenity Bank, which determines qualifications for credit and promotion eligibility. Minimum monthly payments are required. Promotional plan availability may vary by provider location.

**If the purchase balance is not paid in full in 24, 36, 48 or 60 months (depending on the plan selected) or if you fail to make any payment when due, any remaining balance will be added to the regular purchase balance and subject to the standard variable purchase APR of 28.74%, based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded to the nearest $1); or $5. Required minimum purchase of $1,999. Promotional financing available with Trek Credit Card Accounts offered by Comenity Bank, which determines qualifications for credit and promotion eligibility. Minimum purchase and minimum monthly payments are required. The total Minimum Payment on your Account won't be less than $30. If your Account balance is less than $30, you must pay the amount indicated on your statement in full. To avoid late fees, you must make your Minimum Monthly Payment by the Due Date each month. Minimum Interest Charge is $1.00 per credit plan at a standard variable APR of 28.74%, based on the Prime Rate. Promotional plan availability may vary by provider location. This information subject to change. For up to date rules/regulations, click here.

***Minimum Interest Charge is $1.00 per credit plan. Standard variable APR of 28.74%, based on the Prime Rate.

This information subject to change. For up to date rules/regulations, click here.

**** After 6 months, the bicycle(s) will be removed from layaway and returned to Bike World's inventory. The payments already made on the bicycle(s) or Tricycle(s) will be converted to in-store credit.

***** Layaways on sale or closeout bikes are non-transferrable. Deposit and payments may be transferred to a different model or size without loss of payments.